SBI NEFT & RTGS Charges Calculator 2026
Looking for SBI NEFT and RTGS branch charges? Use the free calculator below to calculate SBI transfer charges, GST (18%), total bank charges and total debit amount instantly.
SBI NEFT & RTGS Charge Calculator
SBI NEFT Branch Charges
| Transaction Amount | Service Charge |
|---|---|
| Up to ₹10,000 | ₹2 |
| ₹10,001 to ₹1,00,000 | ₹4 |
| ₹1,00,001 to ₹2,00,000 | ₹12 |
| Above ₹2,00,000 | ₹20 |
SBI RTGS Branch Charges
| Transaction Amount | Service Charge |
|---|---|
| ₹2,00,000 to ₹5,00,000 | ₹20 |
| Above ₹5,00,000 | ₹40 |
Important: GST @18% is charged extra on all branch transaction charges.
What is NEFT?
NEFT (National Electronic Funds Transfer) is an electronic payment system that allows customers to transfer money from one bank account to another safely and securely.
What is RTGS?
RTGS (Real Time Gross Settlement) is used for high-value transactions where the transfer amount is ₹2 lakh or more. Transactions are processed in real time.
Frequently Asked Questions
Is GST applicable on SBI NEFT and RTGS charges?
Yes, GST at 18% is charged on the service fee.
What is the minimum amount for RTGS?
The minimum RTGS amount is ₹2,00,000.
Does SBI charge for online NEFT and RTGS?
Online transfers through SBI Internet Banking and YONO are generally free, while branch transactions attract charges.
Conclusion
Use this SBI NEFT and RTGS Charges Calculator to know the exact service charge, GST amount, total bank charge and final debit amount before visiting an SBI branch.
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